How to write a collection letter dispute

How to Report a Collection Agency to the Credit Bureaus

We respect your privacy. All email addresses you provide will be used just for sending this story. There are several reasons why you might dispute a debt collection notice: You believe the collector has the wrong person; the amount being sought is much higher than coplection think is really owed; the debt is how to write a collection letter dispute old that you are no longer legally obliged to pay it Note: The statute of limitations on debt varies by eispute.

Until the collector provides this written verification, it may not continue to collect on the debt or seek judgment in court. Below is a sample, fill-in-the-blank letter that you can use as a guide for disputing a debt with a collector.

how to write a collection letter dispute

Even if you know you owe debt, you can stop the collection calls and notices by writing the collectors and asking them to cease contact. You can find more about your rights under the law at the Debt Collection section on the Federal Trade Commission website.

how to write a collection letter dispute

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Try again later. Editor's Note: This article originally appeared on Consumerist. Make a Donation Newsletters Give a Gift.]